Restrictions on Use of Materials
Materials in this website are Copyrighted and all rights are reserved. Text, graphics, databases, HTML code, and other intellectual property are protected by US and International Copyright Laws, and may not be copied, reprinted, published, reengineered, translated, hosted, or otherwise distributed by any means without explicit permission. All of the trademarks on this site are trademarks of http://vamortgagecolumbiamo.com/ or of other owners used with their permission.
Database Ownership, License, and Use
http://vamortgagecolumbiamo.com/ warrants, and you accept, that http://vamortgagecolumbiamo.com/ is the owner of the copyright of the Databases of Links to articles and resources available from time to time through http://vamortgagecolumbiamo.com/. http://vamortgagecolumbiamo.com/ and its contributors reserve all rights and no intellectual property rights are conferred by this agreement.
http://vamortgagecolumbiamo.com/ grants you a non-exclusive, non-transferable license to use database(s) accessible to you subject to these Terms and Conditions. The database(s) may be used only for viewing information or for extracting information to the extent described below.
You agree to use information obtained from http://vamortgagecolumbiamo.com/’s databases only for your own private use or the internal purposes of your home or business, provided that is not the selling or broking of information, and in no event cause or permit to be published, printed, downloaded, transmitted, distributed, reengineered, or reproduced in any form any part of the databases (whether directly or in condensed, selective or tabulated form) whether for resale, republishing, redistribution, viewing, or otherwise.
Nevertheless, you may on an occasional limited basis download or print out individual pages of information that have been individually selected, to meet a specific, identifiable need for information which is for your personal use only, or is for use in your business only internally, on a confidential basis. You may make such limited number of duplicates of any output, both in machine-readable or hard copy form, as may be reasonable for these purposes only. Nothing herein shall authorize you to create any database, directory or hard copy publication of or from the databases, whether for internal or external distribution or use.
The materials in this site are provided “as is” and without warranties of any kind either express or implied. http://vamortgagecolumbiamo.com/ disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. http://vamortgagecolumbiamo.com/ does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. http://vamortgagecolumbiamo.com/ does not warrant or make any representations regarding the use or the results of the use of the materials in this site in terms of their correctness, accuracy, reliability, or otherwise. You (and not http://vamortgagecolumbiamo.com/ assume the entire cost of all necessary servicing, repair or correction. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.
Under no circumstances, including, but not limited to, negligence, shall http://vamortgagecolumbiamo.com/ be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if http://vamortgagecolumbiamo.com/ or a http://vamortgagecolumbiamo.com/ authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall http://vamortgagecolumbiamo.com/’s total liability to you for all damages, losses, and causes of action (whether in contract, tort, including but not limited to, negligence or otherwise) exceed the amount paid by you, if any, for accessing this site.
Facts and information at this website are believed to be accurate at the time they were placed on the website. Changes may be made at any time without prior notice. All data provided on this website is to be used for information purposes only. The information contained on this website and pages within, is not intended to provide specific legal, financial or tax advice, or any other advice, whatsoever, for any individual or company and should not be relied upon in that regard. The services described on this website are only offered in jurisdictions where they may be legally offered. Information provided in our website is not all-inclusive, and is limited to information that is made available to http://vamortgagecolumbiamo.com/ and such information should not be relied upon as all-inclusive or accurate.
Links and Marks
The owner of this site is not necessarily affiliated with sites that may be linked to this site and is not responsible for their content. The linked sites are for your convenience only and you access them at your own risk. Links to other websites or references to products, services or publications other than those of http://vamortgagecolumbiamo.com/ and its subsidiaries and affiliates at this website, do not imply the endorsement or approval of such websites, products, services or publications by http://vamortgagecolumbiamo.com/ or its subsidiaries and affiliates.
Certain names, graphics, logos, icons, designs, words, titles or phrases at this website may constitute trade names, trademarks or service marks of http://vamortgagecolumbiamo.com/ or of other entities. The display of trademarks on this website does not imply that a license of any kind has been granted. Any unauthorized downloading, re-transmission, or other copying of modification of trademarks and/or the contents herein may be a violation of federal common law trademark and/or copyright laws and could subject the copier to legal action.
Confidentiality of Codes, Passwords and Information
You agree to treat as strictly private and confidential any Subscriber Code, username, user ID, or password which you may have received from http://vamortgagecolumbiamo.com/, and all information to which you have access through password-protected areas of http://vamortgagecolumbiamo.com/’s websites and will not cause or permit any such information to be communicated, copied or otherwise divulged to any other person whatsoever.
Other Legal Stuff
To the extent you have in any manner violated or threatened to violate http://vamortgagecolumbiamo.com/ and/or its affiliates’ intellectual property rights, http://vamortgagecolumbiamo.com/ and/or its affiliates may seek injunctive or other appropriate relief in any state or federal court in the State of IA, and you consent to exclusive jurisdiction and venue in such courts.
Any other disputes will be resolved as follows:
If a dispute arises under this agreement, we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Des Moines. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.
If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location: Des Moines, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.
If any provision of this agreement is void or unenforceable in whole or in part, the remaining provisions of this Agreement shall not be affected thereby.
COMPENSATION AND AFFILIATION AFFIDAVIT
As per mandates from FEDERAL TRADE COMMISSION, 16 CFR Part 255 – Guides Concerning the Use of Endorsements and Testimonials in Advertising, the purpose of this document is to establish any compensatory affiliation with Guardian National Bank and JOD.
JOD is affiliated with Guardian National Bank as a Marketing Affiliate and receives compensation for sales of Form information generated through Guardian National Bank personal promotions and therefore has an established connection with Guardian National Bank that might lead some readers to believe that the JOD review of Form information is biased. However, the review and comments on this page are to the best of Guardian National Bank knowledge the true statements and beliefs of JOD and any claims made can be substantiated on request to firstname.lastname@example.org
JOD JOD receive compensation in the form of free promotional products or cash or cash equivalent for the purposes of reviewing Form information for Guardian National Bank
EARNINGS DISCLAIMER AND FORWARD LOOKING STATEMENTS
Every effort has been made to accurately represent Form information and it’s potential. However, there is no guarantee that you will earn any money using Form information, the techniques or ideas in these materials. Examples in these materials are not to be interpreted as a promise or guarantee of earnings in any way. Earning potential is entirely dependent on the person using these products, ideas and techniques and we do not purport this as a “get rich scheme.”
Any claims made on this site of actual earnings or examples of actual results can be verified upon request. Your level of success in attaining the results claimed in our materials depends on the time you devote to the program, ideas and techniques mentioned, your finances, previous knowledge and various skills. Since these factors differ according to individuals, we cannot guarantee your success or income level. Nor are we responsible for any of your actions.
Materials in the product and on our website may contain information that includes or is based upon forward-looking statements within the meaning of the Securities Litigation Reform Act of 1995. Forward-Looking Statements give our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. Such Forward Looking Statements use words such as “anticipate,” “estimate,” “expect,” “project,” “intend,” “plan,” “believe,” and other such words and terms of similar meaning in connection with a description of potential earnings or financial performance. Your Results May Vary from ours and those of anyone else who is, or will be using these products, techniques, and/or services .
Any and all forward looking statements here or on any of our sales material are intended to express our opinion of earnings potential not actual earnings expected. Many factors will be important in determining your actual results and no guarantees are made, expressed or implied that you will achieve results similar to ours or anybody else’s. In fact no guarantees are made that you will achieve any results from our ideas and techniques in our material at all.
All materials on this site are © copyrighted by JOD. No part of this may be copied, or changed in any format, sold, or used in any way, online or offline, other than what is outlined within this site, under any circumstances without express permission from JOD